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Privacy Policy

INRBONDS.com is a division of Zephyr Financial Publishers Private Limited. Zephyr is founded and headed by Arjun Parthasarathy. This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service. If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy. The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at InvestorsAreIdiots.com unless otherwise defined in this Privacy Policy.

Information Collection and Use
The personal information we collect directly from you includes information required to communicate with you and assist us in effectively addressing your financial needs. This information could include:
  • Your name and address
  • Mobile Number
  • Email ID
  • KYC Details (PAN, Aadhaar)
  • Investment objectives and experience
  • Financial circumstances
  • Your current investment portfolio and historical transaction details
  • Transaction details of our recommendations
  • Employment information
We collect your personal information, for example, from the following sources:
  • Information we receive from you on applications and other forms
  • Information about your investments from you
The information that we request is will be retained by us and used as described in this privacy policy. The app does use third party services that may collect information used to identify you.
Link to privacy policy of third party service providers used by the app
  • Google Play Services
  • Service Providers
We may employ third-party companies and individuals due to the following reasons:
  • To facilitate our Service
  • To provide the Service on our behalf
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used
We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
We want to inform users of this Service that the data of our users resides on servers which are located within the legal boundary of India

Security
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. We have suitable technical, operational and cyber security controls and measures that are commensurate with the nature of business and as required as per applicable laws for data security. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites
This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Log Data
We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

Cookies
Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device’s internal memory.
This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Children’s Privacy
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at [email protected].