Bajaj Finance Ltd Financial performances
|
Parameters (Rs billion) |
Q1FY23 |
Q1FY22 |
% Growth |
|
NII |
61.4 |
41.53 |
47.84% |
|
PAT |
23.56 |
8.43 |
179.48% |
|
AUM |
1499.81 |
1195.67 |
25.44% |
|
CRAR |
26.16% |
28.57% | |
|
Leverage |
3.9 |
3.8 | |
|
GNPA |
1.25% |
1.86% | |
|
NNPA |
0.51% |
1.46% |
|
Parameters (Rs billion) |
FY22 |
FY21 |
% Growth |
|
NII |
202.98 |
161.00 |
26.07% |
|
PAT |
63.5 |
39.56 |
60.52% |
|
AUM |
1467.43 |
1154.18 |
27.14% |
|
CRAR |
27.22% |
28.34% | |
|
Leverage |
4.9 |
4.7 | |
|
NNPA |
0.68% |
0.75% |
Recently traded bond yield levels
|
Date |
ISIN |
Coupon (%) |
Yield (%) |
Maturity |
|
12-Jul-22 |
INE296A07RB5 |
7.10 |
6.28 |
10-Feb-23 |
|
12-Jul-22 |
INE296A07QN2 |
0.00 |
5.50 |
2-Sep-22 |
|
14-Jul-22 |
INE296A07RB5 |
7.10 |
6.23 |
2-Oct-23 |
|
15-Jul-22 |
INE296A07QN2 |
0.00 |
5.37 |
9-Feb-22 |
|
21/Jul/22 |
INE296A07QN2 |
0.00 |
5.60 |
9-Feb-22 |
|
22-Jul-22 |
INE296A07QH4 |
7.70 |
6.12 |
28-Dec-22 |
|
25-Jul-22 |
INE296A07QH4 |
7.70 |
6.11 |
28-Dec-22 |
|
27-Jul-22 |
INE296A07QX1 |
7.35 |
6.23 |
11-Oct-22 |
|
27-Jul-22 |
INE296A07QN2 |
0.00 |
6.00 |
9-Feb-22 |
|
27-Jul-22 |
INE296A07RB5 |
7.10 |
6.50 |
2-Oct-23 |
|
28-Jul-22 |
INE296A07RB5 |
7.10 |
6.48 |
2-Oct-23 |
|
29-Jul-22 |
INE296A07RB5 |
7.10 |
6.10 |
2-Oct-23 |
Bajaj Finance Limited is an Indian financial services company which operates in the segments like lending, asset management, wealth management and insurance. This company belongs to Bajaj Holdings & Investments Limited group.
Credit Rating- Bajaj Finance Limited has been rated as AAA by CRISIL, India Rating & ICRA.
Capitalization-Bajaj Finance has been able to maintain comfortable capitalization in past years. This can be evident from its capital adequacy ratio which stood at 26.16% as of 30th June 2022 as compared to 27.22% as of 31st March 2022.
Robust Operating performance- During Q1FY23, Bajaj Finance registered 47% annual growth� in net interest income and 179% growth in net profit. During FY22, its NII grew by 26% while net profit increased by 60.52% on yearly basis.
Improvement in Asset Quality- As of 30th June 2022, net NPA stood at 0.51% as compared to 0.68% as of 31st March 2022.